Q. What
if I have had previous credit problems?
A.
Combined Acceptance has finance programs for all levels of credit. If
you've been declined in the past by other finance companies, Combined
Acceptance may still be able to finance your loan request.
Q. What
are the loan terms?
A. Depending on your credit profile, loan terms with Combined Acceptance
are 24, 36, 48, and 60 months.
Q. How
much down payment is required?
A. There is no down payment required from Combined Acceptance. However,
some doctors might require a minimum down payment or deposit.
Q. How
much is the interest rate?
A.
The Interest rate is typically much less than most major credit cards.
Your interest rate is determined by your credit profile. Patients with
excellent credit ratings qualify for extra-low interest rates. Patients
with past credit problems can qualify for very competitive rates.
Q. What
if I make larger payments and decide to pay the loan off early?
A. There are no pre-payment penalties. Any amount paid more than the
minimum monthly payment will go towards the principal of the loan not
towards the interest.
Q. What
if I have not selected a physician?
A. Contact one of our Customer Service Reps at 1-888-405-8140
to refer you to a physician in your location for a free consultation.
For further
questions, please contact our customer service department at toll-free
1-888-405-8140 or email us at info@surgeryloans.com
